It is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18 years of age. Each family is eligible to receive a maximum annual benefit of $6,400 per child under 6 years old and a maximum of $5,400 per child between the ages of 6 and 17.The table below provides the maximum CCB Benefits based on the age of your children and the maximum adjusted family net income at which the CCB Benefits are reduced to zero.
Who Can Apply?
- You live with a child who is under 18 years of age
- You are primarily responsible for the care and upbringing of the child
- You are a resident of Canada for tax purposes
- You or your spouse or common-law partner must be any of the following:
- a Canadian citizen
- a permanent resident
- a protected person
- a temporary resident who has lived in Canada for the previous 18 months, and who has a valid permit in the 19th month
The person who is primarily responsible for the care and upbringing of the child should apply for the CCB. That person is responsible for things such as:
- supervising the child’s daily activities and needs
- making sure the child’s medical needs are met
- arranging for child care when necessary
New Phase of Child Care Benefits
Starting in July 2019, the Canada Child Benefit has been increased once again to keep pace with the cost of living. The maximum annual benefit has increased to $6,639 per child under age 6 and to $5,602 per child age 6 through 17. This change gives parents even more money each month, tax-free, to help them provide for their kids.
Budget 2016 introduced the Canada Child Benefit, a key initiative of the Government to strengthen the middle class and help those working to join it. In July 2018, the CCB was increased two years ahead of schedule to keep up with the cost of living.
- simple — most families receive a single payment every month
- tax-free — families don’t have to pay taxes on payments received when they file their tax returns
- targeted to those who need it most — low and middle-income families get higher payments, and those with the highest incomes (generally over $150,000) receive less than under the previous system
- generous — on average, families benefitting from the CCB receive about $6,800 in CCB payments annually
HOW CAN WE APPLY?
You should apply for the Canada child benefit (CCB) as soon as any of the following situations happen:
- your child is born
- a child starts to live with you, or returns to live with you after a temporary period with someone else
- you get custody of a child
If the child started living with you more than 11 months ago, you will need to provide additional documents.
Government news on child care after COVID -19